Product Introductions
AFP Loans
AFP Loans
II. Product Features & Highlights
- Honest and Professional Staff
- Excellent Service
- Fast Processing
- Loan-from-Home Program
- Loan and Life Protection Insurance
III. How to Apply
Requirements:
AFP Retired:
- AFP ID
- Retirement Order
- 2×2 Picture
AFP Widow/Parent
- AFP ID
- & Posthumous Order
- Declaration of Beneficiaries
- Marriage Contract (NSO)
- Death Certificate
- 2×2 Picture
Step by Step Process
(1) Inquiry,
(2) Application,
(3) Verification,
(4) Approval,
(5) Processing,
(6) Releasing,
(7) Post Release,
(8) Collection
IV. How to Apply
IV. Reminders/ What You Need to Know?
• Do not surrender your pensioner’s ID to any person unless you are decided in getting a loan. A financial institution (F.I.) shall return your ID upon release of your loan.
• Only transact with an official agent of an F.I. You may ask for the agent’s ID to confirm if they are an accredited agent of the F.I.
• Avoid giving cash to an accredited agent. All fees and charges associated to your loan should have already been deducted and reflected in Promissory Note (PN) and Disclosure Statement.
• Once your loan has been released, we encourage you to encash your check to the issuing bank and not with check rediscounting to avoid excessive fees.
• The details of the loan documents such as Promissory Note, Disclosure Statement and Amortization Schedule shall be properly discussed with you. Before signing on it, make sure you understand the items indicated on the documents and that we are consistent with the terms and conditions promised to you.
• Make sure you are given a copy of these loan documents and do not hesitate to ask for further clarifications on any items that are unclear to you.
V. Pension Updating
• New Loan
• Renewal Loan
• Additional Loan
• Re-loan